Morning Marky,
Maybe a bit late to the party but just renewed with Admiral Multicar. They never seem to get a mention. Admiral group (includes Elephant) always cheap for young drivers. Seem to be old-fart-friendly too. Multicar policy might be good for you and your Dad and rest of family. Cars don’t need to be at same address. Separate policy holders. Named drivers earn NCD. More cars = bigger discounts. RS with FPM375, Milltek and quite a few other mods was £250 with my wife, 27 year old son, 28 year old daughter-in-law. Mods increased price £2! Would be well under £200 just me. i30 with 24 year old and 3 points £280, wife’s Qashqai £155, my BMW convertible only 3 years NCD £249. Just added son’s new Golf R Euro6 300 PS £578, +me £11! All business use, 5-10,000 miles, protected no claims, legal protection, personal injury, courtesy car. Feeling epic!