Browse Sections

We’ve written much about the staggering performance of the Focus RS, and how it’s packing in an industry leading punch with both specs and class-leading features. But beyond this there’s also the topic of costs when insuring such a meaty vehicle, in addition to the security that that comes along as standard with the RS.

Getting to grips with Insurance

The Focus RS has always made for a lucrative draw for would be car thieves; not only does the current version come with a price tag of nearly £30,000, but the beefed up performance of the car additionally makes it one that is easy to shift on to a black market full of eager buyers. Keeping your Focus RS fully insured and as secure as possible is then a consideration for any owner. The RS boasts the addition of a Thatcham Category 1 alarm. This sophisticated bit of kit will protect your vehicle from the moment you double-lock the car.  Should anyone so must as attempt a forced break-in, or if the alarm system detects inside movement, then your RS will let you know all about it in ear splitting detail.

Focus RS Insurance Group

Insurance Groups for the Focus RS

The Focus RS (2016)

Given that the RS of 2016 has been beefed up as compared to its 2009 predecessor it’s unsurprising that this car has jumped up the insurance category ladder, landing within the UK Insurance Group 40A.

The Focus RS (2009-2010)

The Focus RS of 2009-2010 was, as the RS of today is, a tidy, highly powered bit of kit. It therefore was placed within the insurance category number 38 (out of a possible 50).


Focus RS Parked

Similar Models

For comparison we have listed a few cars within the same insurance group bracket as the Focus RS.

Model Engine Size Price
Infiniti Q50 Sport 2.2d 2143cc £32,720
BMW 3 Series 330d xDrive SE Auto 2993cc £35,605
Jaguar XF Sportbrake 2.2 Diesel R-Sport 2179cc £36,495
BMW 5 Series 528i SE Auto 1997cc £36,570
BMW 3 Series Touring 330d xDrive SE Auto 2993cc £36,920
BMW Z4 sDrive28i M Sport 1997cc £37,390
Porsche Boxster 2.7 2706cc £38,810
BMW 5 Series Touring 528i SE Auto 1997cc £38,895


Need to know more about the site? Visit our FAQs.

View our FAQs

The Forums

We have a fun community where you can learn more.

Visit the forum

Register Now

The Mk3 Focus RS Club is run by genuine enthusiasts with a real pasion for the RS line. We are creating a special community for a very special car. Come be a part of it.